<div class="py-4">
    <h2 class="text-3xl mb-2 font-bold">Value Line Ranking System</h2>
    <p class="mb-2">
        To invest with confidence, join other sophisticated investors and begin
        your stock analysis with Value Line’s ranks. The performance of our
        Timeliness™ and Safety™ Ranks is unprecedented. No other investment
        research company’s track record comes close to Value Line’s for
        identifying stocks that will deliver the highest returns over time.
    </p>
    <h2 class="text-3xl mb-2 font-bold">Timeliness Rank</h2>
    <p class="mb-2">
        Results prove that your best strategy for outpacing the market is to buy
        stocks with high Timeliness Ranks. &nbsp;The Timeliness Rank alerts you
        to the expected price changes of a stock for the coming 6 to12 months,
        relative to the roughly 1,700 stocks that Value Line analysts cover.
    </p>
    <p class="mb-2">
        Timeliness Ranks are assigned grades from 1 to 5. Stocks ranked 1 offer
        you the highest price growth potential, while you can expect those
        ranked 5 to have least potential gains.
    </p>
    <p class="mb-2">
        All data used to calculate the Timeliness Rank are actual, known, and
        continuously updated.
    </p>
    <p class="mb-2">
        Some of the factors that determine a stock’s Timeless Rank are:
    </p>
    <ul class="mb-2 pl-2 mx-4 list-disc">
        <li class="mb-2">
            Earnings growth. A Company who's earnings growth over the past 10
            years is greater than its stock's price appreciation over the same
            period is likely to have a higher rank.
        </li>
        <li class="mb-2">Recent quarterly earnings performance.</li>
        <li class="mb-2">
            Recent earnings surprises that are significantly better or worse
            than expected. &nbsp;The stock's recent price performance relative
            to all the other stocks in the Value Line universe.
        </li>
    </ul>
    <h4 class="text-xl font-bold my-2">
        <u
            >How can you interpret a specific rank? Here’s what the grades mean:</u
        >
    </h4>
    <p class="mb-2">
        <strong>Rank 1 (Highest):</strong> Your highest likelihood for capital gains
        within the next 6-12 months. We expect the price appreciation for rank 1
        stocks to be greater than the other stocks in the Value Line universe over
        this period.
    </p>
    <p class="mb-2">
        <strong>Rank 2 (Above average):</strong> Expect stocks ranked 2 to show better-than-average
        price appreciation relative to the other stocks we follow.
    </p>
    <p class="mb-2">
        <strong>Rank 3 (Average):</strong> These stocks are in the middle. Presume
        their price performance will be in line with the majority of stocks our analysts
        follow.
    </p>
    <p class="mb-2">
        <strong>Rank 4 (Below average):</strong> These stocks are likely to underperform
        stocks ranked 1 through 3. You should probably take their anticipated below-average
        price performance as a red flag.
    </p>
    <p class="mb-2">
        <strong>Rank 5 (Lowest):</strong> Unless you’re a long-term speculator, it
        is wise to avoid rank 5 stocks. We expect their price performance to be the
        poorest of all stocks in our database.
    </p>
    <p class="mb-2">
        There are three fundamental reasons a Timeliness Rank can change: as a
        result of new earnings reports or company forecasts, changes in the
        price momentum of a stock relative to the other stocks in the Value Line
        universe, and shifts in the relative positions of other stocks. Value
        Line calculates changes in the Timeliness Rank every week. This assures
        that the ranks of your portfolio stocks and the ranks of stocks you are
        watching are always current.
    </p>
    <h4 class="text-xl font-bold my-2">
        <u>A word of caution to conservative investors</u>
    </h4>
    <p class="mb-2">
        Stocks ranked 1 for Timeliness are often more volatile than the overall
        market. They tend to have smaller market capitalizations (the product of
        a company’s outstanding shares times the stock’s price per share). If
        you’re a conservative investor, you may want to select stocks with both
        high Timeliness and Safety Ranks, because stocks with high Safety Ranks
        are likely to be more stable (details below).
    </p>
    <h4 class="text-xl font-bold my-2">
        <u
            >Performance-proven, so you can make buy-sell-hold decisions with
            confidence.</u
        >
    </h4>
    <p class="mb-2">
        The price performance over time of stocks ranked 1 is absolutely
        unmatched in the world of investing.
    </p>
    <h4 class="text-xl font-bold my-2"><u>Making changes weekly</u></h4>
    <p class="mb-2">
        The performance of the Timeliness Rank is outstanding when all rank
        changes are implemented weekly.&nbsp;
    </p>
    <p class="mb-2">
        It is unlikely a stock ranked 1 or 2 will outperform the market every
        week or month. But — over the long term — you can depend on top-ranked
        stocks to outflank lower-ranked stocks, as actual results demonstrate.
    </p>
    <p class="mb-2">
        In a general market decline, you can assume that high Timeliness Ranks
        will protect you to a certain degree, but only over the coming 6 to 12
        months. On the other hand, don’t depend on a high Timeliness Rank to
        insulate your portfolio from a sharp drop in the stock market on any
        given day, week or month, as a high Safety Rank may do.
    </p>
    <p class="mb-2">
        Value Line’s Timeliness and Safety Ranks, combined with our incisive
        Analyst Commentary, are your most valuable tools for making decisions
        that fit your particular investment strategy.
    </p>
    <h2 class="text-3xl mb-2 font-bold">Safety Rank</h2>
    <p class="mb-2">
        The second key to investing with confidence is Value Line’s Safety Rank.
    </p>
    <p class="mb-2">
        The Safety Rank measures the total risk of a stock relative to the other
        stocks in the Value Line universe.
    </p>
    <p class="mb-2">
        The Safety Rank is calculated from the Financial Strength rating of a
        company and its Stock’s Price Stability score. Financial Strength is a
        measure of the company’s financial health. Price Stability is based on a
        ranking of the standard deviation (a measure of volatility) of weekly
        percent changes in the price of its stock over the last five years.
    </p>
    <p class="mb-2">
        Like the Timeliness Rank, stocks receive Safety Ranks for the next 6-12
        months on a scale from 1 to 5:
    </p>
    <p class="mb-2">
        <strong>Rank 1 (Highest):</strong> Your safest, most stable, and least risky
        stocks relative to all the stocks in the Value Line universe. Rank 1 stocks
        may have lower Timeliness ranks because of their stability.
    </p>
    <p class="mb-2">
        <strong>Rank 2 (Above average):</strong> You can expect stocks ranked 2 to
        be safer and less risky than average.
    </p>
    <p class="mb-2">
        <strong>Rank 3 (Average):</strong> These stocks are in the middle. Assume
        their risk level is consistent with the majority of stocks we follow.
    </p>
    <p class="mb-2">
        <strong>Rank 4 (Below Average):</strong> If you’re tolerant of risk, you
        might not rule out a stock with a rank 4. Expect rank 4 stocks to be riskier
        and less stable than higher ranked equities. Conservative investors will
        want to avoid these stocks.
    </p>
    <p class="mb-2">
        <strong>Rank 5 (Lowest):</strong> These stocks are the riskiest and least
        safe. If you’re an aggressive investor who can tolerate a high level of risk,
        you may want to consider rank 5 stocks because many represent smaller, less
        stable, growing companies that may yield rewards commensurate with their
        risk in the future.
    </p>
    <p class="mb-2">
        If you expect the market to head lower, but prefer to maintain an
        equity-based portfolio, concentrate on stocks ranked 1 or 2 for Safety.
        At the same time, keep your portfolio composed of stocks ranked as high
        as possible for Timeliness. If you can’t find stocks ranked high on both
        counts, you’ll have to decide which is more important to you — price
        performance over the next six to 12 months, or Safety. You may also want
        to consider a compromise by picking stocks ranked 1 or 2 for Timeliness
        and 1 or 2 for Safety.
    </p>
    <p class="mb-2">
        <img
            alt=""
            src="https://www.valueline.com/getmedia/37511314-12ba-46ff-a7d9-6374eb502e48/mod_rank.png"
            style="width: 300px;"
            class="fr-fic fr-dib"
        />
    </p>
    <h2 class="text-3xl mb-2 font-bold">Peer and industry comparisons</h2>
    <p class="mb-2">
        When you assess a company’s Timeliness and Safety Ranks, be sure to note
        how the company compares to its peers and industry group. This gives you
        a wider perspective on the company and Value Line’s forecasts for it.
    </p>
    <h2 class="text-3xl mb-2 font-bold">For conservative investors</h2>
    <p class="mb-2">
        If you’re a conservative or income-oriented investor, pay particular
        attention to stocks with high Safety Ranks. These stocks are usually
        associated with large, financially stable companies with strong balance
        sheets. Companies whose stocks have a high Safety Rank often have
        less-than-average growth prospects because their primary markets tend to
        be growing slowly or not at all.
    </p>
    <h2 class="text-3xl mb-2 font-bold">For aggressive investors</h2>
    <p class="mb-2">
        Aggressive investors might want to hold stocks with low Safety Ranks.
        These companies are often smaller and/or have weaker-than-average
        finances. But they can have above-average growth prospects because they
        start with a lower revenue and earnings base.
    </p>
    <p class="mb-2">
        Safety is especially important in periods of stock market downswings,
        when you will want to limit your losses.
    </p>
    <p class="mb-2">
        As with Timeliness, you can rely on the Safety Rank with confidence. Its
        performance is clear: stocks with high Safety Ranks generally fall less
        than the market as a whole when stock prices drop. The accompanying
        table shows how the Safety Ranks worked out in all major market declines
        between 1972 and the present.
    </p>
    <table style="width: 100%;">
        <thead
            ><tr /><tr
                ><th
                    style="text-align:center;color:#ffff;background-color:#487f3d;vertical-align:bottom;padding:12px 3px 6px 3px;"
                    >Start Date</th
                ><th
                    style="text-align:center;color:#ffff;background-color:#487f3d;vertical-align:bottom;padding:12px 3px 6px 3px;"
                    >End Date</th
                ><th
                    style="text-align:center;color:#ffff;background-color:#487f3d;vertical-align:bottom;padding:12px 3px 6px 3px;"
                    >Rank 1</th
                ><th
                    style="text-align:center;color:#ffff;background-color:#487f3d;vertical-align:bottom;padding:12px 3px 6px 3px;"
                    >Rank 2</th
                ><th
                    style="text-align:center;color:#ffff;background-color:#487f3d;vertical-align:bottom;padding:12px 3px 6px 3px;"
                    >Rank 3</th
                ><th
                    style="text-align:center;color:#ffff;background-color:#487f3d;vertical-align:bottom;padding:12px 3px 6px 3px;"
                    >Rank 4</th
                ><th
                    style="text-align:center;color:#ffff;background-color:#487f3d;vertical-align:bottom;padding:12px 3px 6px 3px;"
                    >Rank 5</th
                ><th
                    style="text-align:center;color:#ffff;background-color:#487f3d;vertical-align:bottom;padding:12px 3px 6px 3px;"
                    >S&amp;P 500</th
                ><th
                    style="text-align:center;color:#ffff;background-color:#487f3d;vertical-align:bottom;padding:12px 3px 6px 3px;"
                    >Russell 1000</th
                ><th
                    style="text-align:center;color:#ffff;background-color:#487f3d;vertical-align:bottom;padding:12px 3px 6px 3px;"
                    >Russell 2000</th
                ></tr
            ></thead
        ><tbody
            ><tr
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >4/14/1972</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >9/11/1974</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–40.50%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–39.90%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–47.20%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–53.30%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–70.00%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–37.60%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >N/A</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >N/A</td
                ></tr
            ><tr
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >6/17/1981</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >8/11/1982</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–10.50%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–16.20%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–25.20%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–33.60%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–31.40%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–23.00%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–24.20%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–28.20%</td
                ></tr
            ><tr
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >8/26/1987</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >12/4/1987</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–24.70%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–28.70%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–36.00%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–40.70%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–46.90%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–33.10%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–32.90%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–38.90%</td
                ></tr
            ><tr
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >7/16/1990</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >10/11/1990</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–9.00%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–16.20%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–23.70%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–31.30%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–27.70%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–19.90%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–20.50%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–29.40%</td
                ></tr
            ><tr
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >10/7/1997</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >10/27/1997</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–6.90%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–6.30%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–8.70%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–10.00%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–11.60%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–10.80%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–10.30%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–9.40%</td
                ></tr
            ><tr
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >7/17/1998</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >8/31/1998</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–11.30%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–14.90%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–23.60%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–31.20%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–32.30%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–19.30%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–19.90%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–26.90%</td
                ></tr
            ><tr
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >9/23/1998</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >10/8/1998</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–1.40%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–5.70%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–12.90%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–19.30%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–18.70%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–10.00%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–10.70%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–17.50%</td
                ></tr
            ><tr
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >7/16/1999</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >10/15/1999</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–9.40%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–11.60%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–13.70%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–11.50%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–10.60%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–12.10%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–12.20%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–10.90%</td
                ></tr
            ><tr
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >3/24/2000</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >4/14/2000</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >3.30%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >1.10%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–4.00%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–18.00%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–16.40%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–11.20%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–12.10%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–21.00%</td
                ></tr
            ><tr
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >9/1/2000</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >10/9/2002</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–4.00%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–6.00%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–8.80%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–40.40%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–28.10%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–48.90%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–49.60%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–39.70%</td
                ></tr
            ><tr
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >11/27/2002</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >3/11/2003</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–10.40%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–9.60%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–15.10%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–21.30%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–21.60%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–14.70%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–14.30%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–15.40%</td
                ></tr
            ><tr
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >10/9/2007</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >3/9/2009</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–46.80%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–54.90%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–54.30%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–63.30%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–62.40%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–56.80%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–56.90%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–59.40%</td
                ></tr
            ><tr
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >4/23/2010</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >7/2/2010</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–12.10%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–12.20%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–17.20%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–23.70%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–31.30%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–16.00%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–16.30%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–19.30%</td
                ></tr
            ><tr
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >4/29/2011</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >10/3/2011</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–12.90%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–17.20%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–25.80%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–34.70%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–47.70%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–19.40%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–20.30%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–29.60%</td
                ></tr
            ><tr
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >5/21/2015</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >8/25/2015</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–9.20%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–8.80%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–14.90%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–20.00%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–23.30%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–12.40%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–12.30%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–12.20%</td
                ></tr
            ><tr
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >11/3/2015</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >2/11/2016</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–6.60%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–7.50%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–18.70%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–25.90%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–33.40%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–13.30%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–14.10%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–20.00%</td
                ></tr
            ><tr
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >1/26/2018</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >2/8/2018</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–9.10%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–8.30%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–9.40%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–9.60%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–12.90%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–10.20%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–10.10%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–9.00%</td
                ></tr
            ><tr
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >9/20/2018</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >12/24/2018</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–13.40%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–15.30%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–23.80%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–28.90%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–39.70%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–19.80%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–20.10%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–26.40%</td
                ></tr
            ><tr
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >2/19/2020</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >3/23/2020</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–33.40%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–35.40%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–42.70%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–45.40%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–51.90%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–33.90%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–34.70%</td
                ><td
                    style="text-align:center;padding:6px 3px;border-bottom:1px solid #666666;"
                    >–40.80%</td
                ></tr
            ></tbody
        >
    </table>
    <h2 class="text-3xl mb-2 font-bold"><br /></h2>
    <h2 class="text-3xl mb-2 font-bold">Penalty and reward of risk</h2>
    <p class="mb-2">
        A stock with a low Timeliness Rank is risky. It earns a low rank because
        it has shown low Price Stability or lackluster earnings growth, and its
        price fluctuates widely around its own long-term trend. A risky stock
        may also be one of a company with a low Financial Strength rating. You
        can be confident that the price of a risky stock will rise more than the
        stock of a safe stock in a generally strong market. But, a caveat: if
        the market declined sharply in a short time frame, and you were forced
        to sell at an inopportune time, you could suffer a heavier penalty for
        having bought the high-risk stock instead of the safer one.
    </p>
    <p class="mb-2">*Arithmetic averaging allowing for weekly rank changes.</p>
    <p class="mb-2"><br /></p>
    <p class="mb-2"><br /></p>
    <p class="mb-2"><br /></p>
    <p class="mb-2"><br /></p>
</div>
